The Ontario Disability Benefit (ODSP) is set to start payments in July 2025, pointing to improve the financial security of working-age Canadians with disabilities. Eligible for the ODSP, people must meet the following criteria:
- Age: 18 and 64 old.
- Residency: Ontario and Canada for income tax purposes.
- Disability Tax Credit (DTC): Possess a valid DTC certificate issued by the Canada Revenue Agency (CRA).
- Citizenship: Canadian citizen, permanent resident protected person, temporary resident who has lived in Canada for the past 18 months, and someone registered, permitted to be registered under the Indian Act.
Tax Filing: Have filed an income tax return for the previous tax year. For example, to receive benefits for the July 2025 to June 2026 payment period, one must have filed a 2024 income tax return.
Individuals serving a sentence of 2 years and more in a national prison are not eligible to receive the benefit during their incarceration, except for the 1 month of term and the month of release.
The maximum annual benefit for the July 2025 to June 2026 period is $2,400 ($200 per month). The actual amount received will depend on income and, if applicable, the income of their partner and common-law partner. Income dawns and working income exemptions are established to limit benefit reductions. For example, the benefit is reduced by 20 cents for every dollar of income above $23,000 for single individuals and $32,500 for those who are married or in a common-law partnership. Additionally, a portion of employment income is exempt from the income calculation: $10,000 for single individuals and $14,000 for couples.
CANADA
To apply for the ODSP, individuals will need to follow an application process by Service Canada, which will be accessible complete many methods, including online, hard copy, in person, and by phone. It’s key to guarantee that you have a valid DTC certificate, as it is a requirement for the ODSP. If you do not currently have a DTC certificate, it is advisable to apply for one through the CRA to start eligibility for the ODSP and other related benefits.
For more detailed information, please refer to the official Government of Canada resources.
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