1. Acceptance of Terms

By accessing or using CashPocket.ca (the “Website”), you agree to be legally bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, you must not use this Website.

These Terms apply to all users, visitors, and applicants.

2. Nature of Our Service (Important Disclosure)

CashPocket.ca is an independent loan comparison and referral platform.

• We are not a lender

• We do not issue loans

• We do not make credit decisions

• We do not guarantee loan approval

• We do not set loan terms, rates, or repayment conditions

Our role is limited to collecting user information and referring or redirecting users to third-party lenders or financial service providers.

All lending decisions are made solely by the third-party lender.

3. Eligibility

To use this Website and submit a loan request, you must:

• Be at least 18 years old

• Be a resident of Canada

• Provide accurate and truthful information

• Have legal capacity to enter into binding agreements

We reserve the right to refuse service at our discretion.

4. No Guarantee of Approval

Submitting a request through CashPocket.ca does not guarantee:

• Loan approval

• Specific loan amounts

• Specific interest rates

• Same-day funding

Approval and funding times depend entirely on the lender’s underwriting criteria and policies.

5. Third-Party Lenders

When you submit your information:

• Your data may be shared with one or more third-party lenders

• You may be redirected to an external website

• You may receive communications from lenders

Once redirected, you are subject to the lender’s terms, privacy policy, and legal disclosures. We are not responsible for:

• Loan agreements

• Interest rates

• Fees or penalties

• Repayment schedules

• Collection practices

Any disputes regarding a loan must be directed to the lender.

6. Affiliate Compensation Disclosure

CashPocket.ca may receive compensation from lenders or financial partners when users are successfully referred or matched.

This compensation does not increase the cost of your loan. We do not charge users fees to use our service.

7. Accuracy of Information

You agree to provide accurate, current, and complete information.

Providing false or misleading information may:

• Result in denial of referral

• Lead to rejection by lenders

• Constitute fraud under applicable laws

We are not responsible for decisions made based on inaccurate information you provide.

8. Privacy & Data Usage

Your use of this Website is also governed by our Privacy Policy.

By submitting information through our forms, you consent to:

• Collection of your personal information

• Sharing with third-party lenders

• Electronic communication from referral partners

We use industry-standard security measures, but no online system is fully secure.

9. No Financial Advice

Information provided on this Website is for general informational purposes only and does not constitute:

• Financial advice

• Legal advice

• Credit counselling

• Investment advice

You should independently evaluate loan terms and seek professional advice if necessary.

10. Responsible Borrowing

Payday loans and short-term loans may carry high fees and should only be used for emergency or short-term financial needs.

Users are encouraged to:

• Review loan terms carefully

• Understand total repayment costs

• Consider alternative options

CashPocket.ca does not promote irresponsible borrowing.

11. Intellectual Property

All content on this Website, including:

• Text

• Graphics

• Logos

• Layout

• Code

is the property of CashPocket.ca or its licensors and may not be reproduced without written permission.

12. Limitation of Liability

To the fullest extent permitted by law, CashPocket.ca shall not be liable for:

• Any indirect, incidental, or consequential damages

• Loss of profits or revenue

• Loan denials

• Lender conduct

• Errors or website interruptions

Use of this Website is at your own risk.

13. Indemnification

You agree to indemnify and hold harmless CashPocket.ca, its owners, affiliates, and partners from any claims arising from:

• Your misuse of the Website

• Violation of these Terms

• False information submitted

14. Website Availability

We do not guarantee uninterrupted access to the Website. We may modify, suspend, or discontinue any part of the Website at any time without notice.

15. Compliance With Canadian Laws

Users are responsible for ensuring compliance with applicable provincial and federal laws regarding payday loans and borrowing.

Loan costs and regulations vary by province. Lenders operate under their own licensing and regulatory obligations.

16. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Changes become effective when posted on this page with an updated Effective Date.

Continued use of the Website constitutes acceptance of revised Terms.

17. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of the Province of Edmonton and the federal laws of Canada applicable therein.

18. Contact Information

If you have questions regarding these Terms, contact:

Email: support@cashpocket.ca
Website: https://cashpocket.ca